Ponte Finance Loan Solutions

Here's how it works

Ponte Finance provides short-term bridge loans secured against property, offering flexible and transparent lending solutions.

Our Lending Structure

We provide loans of up to £400,000, typically at 75% loan-to-value.

Each loan is secured against property and supported by an independent valuation.

Fees and Interest

Our loan costs include:

* (whichever is higher)

Let's look at some practical examples

£100,000 Loan Example

Property value (75% LTV): £134,000
Acceptance fee: £3,000*
Monthly interest at 2%: £2,000
Exit fee: £3,000*
On a 6-month term, borrower’s total cost: £18,000

£250,000 Loan Example

Property value (75% LTV): £334,000
Acceptance fee: £5,000*
Monthly interest at 2%: £5,000
Exit fee: £5,000*
On a 6-month term, borrower’s total cost: £40,000

£400,000 Loan Example

Property value (75% LTV): £534,000
Acceptance fee: £8,000*
Monthly interest at 2%: £8,000
Exit fee: £8,000*
On a 6-month term, borrower’s total cost: £64,000

Risk Management

We mitigate risk through:
Loans secured on property with sufficient equity
Independent valuation of all assets
Borrowers covering surveyor and legal costs
Standard 75% LTV buffer for market shifts

The borrower is responsible for:

Ensuring Predictable Costs While Offering Clients the Flexibility They Need

This structure allows us to provide reliable financing while ensuring transparency. Even with early repayment, borrowers cover the full exit fee, while interest is only charged for the period used.

Get Personalised Guidance from Ponte Finance

Discover how a bridge loan could
work for your property goals

Fill out our short form and let our team assess your eligibility, financing terms, and opportunities tailored to your property goals in the UK