Ponte Finance is a UK-registered Public Limited Company (PLC) — Company Registration Number: 15859004 — specialising in property-backed credit solutions and alternative investments.
Registered address: 225 Clapham Road, London, SW9 9BE.
No. Ponte Finance is registered as a Public Limited Company (PLC) and operates in compliance with the Companies Act 2006 and other applicable UK legislation. Ponte is not authorised or regulated by the Financial Conduct Authority (FCA). Investments offered are not covered by the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS).
The current price is £2.00 per ordinary share, subject to revision by the Board of Directors at any time.
Yes. The minimum investment is £1,000, equivalent to 500 ordinary shares.
Yes. Upon completion of your investment, Ponte Finance PLC will issue a digital share certificate and formally register your shareholding in the company’s official register of members.
Shares may be transferred to third parties in accordance with the Companies Act 2006. However, there is no automatic secondary market for Ponte Finance shares, which means liquidity is limited. Ponte Finance does not guarantee share buyback or repurchase.
Dividends may be distributed if and when approved by the Board of Directors. There is no contractual guarantee of dividend payments. Any distributions will depend on company performance and board discretion.
Yes. The value of your shares may go up or down depending on Ponte Finance’s operational performance and market conditions. There are no guarantees of appreciation. Past performance is not a reliable indicator of future results.
As ações podem ser transferidas para terceiros de acordo com a Lei das Sociedades de 2006. Não existe um mercado secundário automático , o que significa liquidez limitada . A Ponte não garante a recompra de ações.
Os dividendos poderão ser distribuídos se e quando aprovados pelo conselho de administração. Não há garantia de pagamento.
O valor pode subir ou descer dependendo do desempenho da Ponte e do mercado. Não há garantias de valorização . O desempenho passado não é um indicador confiável de resultados futuros.
The platform is a digital environment where investors can participate in short-term credit operations, all secured by real estate assets located in the United Kingdom. It provides access to property-backed lending opportunities with structured return terms.
Suggested annual return rates range between 8% and 11%. These are indicative projections and are not guaranteed. Actual returns depend on borrower performance and market conditions.
Interest is paid monthly, subject to the borrower’s repayment capacity. Payments are contingent on the borrower meeting their obligations on schedule.
No. Investments have fixed terms, typically ranging from 6 to 18 months. Capital is returned at maturity or upon early settlement of the loan. Ponte Finance does not guarantee early redemption or liquidity prior to the agreed term.
Yes. All loans are secured by UK real estate assets. Property collateral mitigates risk; however, it does not guarantee full repayment in all circumstances. In the event of borrower default, recovery depends on the value realised from the secured asset.
Yes. All investors must complete a KYC/AML verification process through our partner iDenfy. You will be required to provide:
Yes, provided that all required corporate documentation is submitted and KYB (Know Your Business) verification checks are successfully completed. Additional documentation may be required for beneficial owners holding 25% or more of the company.
Yes, subject to compliance with applicable legal and anti-money laundering (AML) requirements. Some countries may have additional restrictions or reporting obligations. Investors are responsible for ensuring they comply with the laws of their own jurisdiction.
Ponte Finance is committed to responsible lending and sustainable investment practices. All loan assessments include consideration of the environmental impact and long-term viability of the underlying property assets. Ponte promotes sustainability as a core value, prioritising deals that support responsible development across the UK property sector.
For more information, visit our sustainability commitment page.
The main risks include:
Investing in shares or property-backed loans involves significant risks, including the potential total loss of your invested capital and limited liquidity. Ponte Finance PLC is not regulated by the FCA. Investments are not covered by the FSCS or the Financial Ombudsman Service (FOS). Past performance is not a reliable indicator of future results.
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