I read, check and score every deal file inside Ponte Lending OS, so the Ponte team can give you a clear answer faster. I prepare the decision. People at Ponte make it.
Every document, every declared figure and every surveyor report goes through Lia before it reaches the credit team, so nothing is missed and nothing waits in a queue.
Lia prepares the package. The Ponte team decides.Extracts every value from the deal documents, keeps page-level evidence and flags any document that is missing, unreadable or out of date.
Compares what was declared with what the documents show, grades every divergence and lists the questions the team should ask.
Runs the case against Ponte's lending policy and hard stops, highlights risks and conditions, and builds the recommendation pack.
Reads the surveyor's report when it arrives, shows the impact on the terms and suggests the next step.
→ The Ponte team decides.
Two moments where Lia prepares the decision, and two human gates where the Ponte team takes it.
Deal created
KYC / KYB
Form and documents
Lia reads, checks, scores
Admin decides
Surveyor report
Lia re-runs the case
Admin decides
Ready to complete
Loan goes live
Lia works alongside the Ponte team, not instead of it. She makes sure the team has everything it needs to answer you quickly.
First-charge bridging from £250k to £2m, up to 75% LTV. An answer the same working day.
Compliance notice: Ponte Finance PLC is a private lender and not a bank. It is not authorised or regulated by the Financial Conduct Authority (FCA). All loans are secured against property. Capital at risk.
